Negotiate

Negotiate your bill

Paying out of pocket? Hospitals routinely accept less than the sticker price. Here's a defensible number, backed by CMS data.

Pick the procedure and enter the bill, and we’ll suggest a defensible, CMS-backed offer.

Nonprofit hospitals are required by 501(r) to have a financial-assistance policy that reduces bills by income — ask the billing office for theirs before you pay.

What to say on the call

Your call script — with the real CMS number and your offer — appears here once you've picked a procedure and entered the bill.